Every line exactly as the edition prints it: the quarter and the year to September from the government's pay report, with the price gauge the edition sets against pay.
| Series | As printed |
|---|---|
| Total pay and benefits — third quarter | 0.8% |
| Total pay and benefits — the quarter before | 0.9% |
| Wages and salaries — third quarter | 0.7% |
| Wages and salaries — over the year | 3.1% |
| An employer's total labor bill — over the year | 3.4% |
| Prices, the PCE index — over the year | 3.6% |
| Benefits — over the year | 3.9% |
| Health benefits — over the year | 6.4% |
| Real pay, after prices — over the year | -0.6% |
Source: Human Capital & EdTech edition, Oct 31 — the 60-Second Snapshot and the Big Picture section as printed.
Company-paid revenue passed learner-paid; the headline growth came from the merger, and the like-for-like lines underneath it fell — as printed.
YOUR ARITHMETIC — the revenue lines above are the desk's, as printed. Dial in YOUR OWN revenue figure and see where it would stand among them; the figure you choose is your hypothetical, not the desk's call.
| Series | As printed |
|---|---|
| Learner-paid revenue — third quarter | $175.8 million |
| Company-paid revenue — third quarter | $200.9 million |
| Total revenue — third quarter | $376.7 million |
| Holiday-quarter revenue guidance | $358 million to $366 million |
Source: Human Capital & EdTech edition, Oct 31 — Winners, Losers & Oddities as printed.
The shares fell by a quarter in a day to a record low close; both banks cut their targets the same day — as printed.
| Series | As printed |
|---|---|
| Share price — before Friday | $4.66 |
| Share price — Friday close, a record low | $3.47 |
| JPMorgan price target — cut Friday | $5.00 |
| Scotiabank price target — cut Friday | $4.50 |
Source: Human Capital & EdTech edition, Oct 31 — Winners, Losers & Oddities as printed.
Both banks cut from strength, not distress, and both pointed at artificial intelligence — the counts exactly as printed.
| Series | As printed |
|---|---|
| American Express staff | 78,000 |
| Amex cut — estimated people, low end | 3,500 |
| Amex cut — estimated people, high end | 3,900 |
| Barclays roles being removed during 2026 | 5,000 |
| Barclays roles already gone — about | 1,000 |
| Barclays roles still to go by year-end | 4,000 |
| Barclays staff already using its AI learning materials | 40,000 |
Source: Human Capital & EdTech edition, Oct 31 — Winners, Losers & Oddities as printed.
The flow of people switching occupations needs to run near the first line, against a long-run pace of the second — as the edition prints it.
| Series | As printed |
|---|---|
| Occupation switches needed — a year | 770,000 |
| The long-run pace — a year | 215,000 |
Source: Human Capital & EdTech edition, Oct 31 — the Value Creation vs Value Capture section as printed.
Every reading exactly as the edition prints it; the table only sets the week's pay, teacher and bank figures next to each other.
| Measure, as printed | |
|---|---|
| Wages and salaries — over the year | 3.1% |
| Health benefits — over the year | 6.4% |
| Real pay, after prices — over the year | -0.6% |
| Coursera share price — Friday close | $3.47 |
| Coursera shares — fall on Friday | 25.5% |
| Coursera market value in total — about | $0.92 billion |
| Coursera revenue — reported growth | 94% |
| Coursera revenue — like-for-like fall | about 3% |
| Coursera company clients | 11,897 |
| Departing clients who spent under $50,000 a year | 90% |
| Existing clients — spend kept per dollar | 93 cents |
| Coursera adjusted profit | $61.5 million |
| Yearly cost savings in place by the end of 2026 | $150 million |
| Merger savings target | $115 million |
| American Express revenue — a record | $20.1 billion |
| American Express restructuring charge | $336 million |
| Occupation switches needed — a year | 770,000 |
| Occupation switches — the long-run pace, a year | 215,000 |
Source: Human Capital & EdTech edition, Oct 31 — as printed across the edition.